Winmalee Neighbourhood Centre Inc.
62 White Cross Road
Phone: 02 4754 4050
Monday to Thursday
8:30am – 4:00pm
8:30am – 1:30pm
About NILS – a short history
NILS is an interest free loan scheme initiated by Good Shepherd Youth and Family Service in Victoria. NILS is designed to assist low income and disadvantaged people access credit without the burden of interest charges or hidden fees.
NILS was introduced to the Blue Mountains by the Winmalee Neighbourhood Centre in 1998 and is now available throughout the Blue Mountains in four locations. The Centre also assists with loans in the Hawkesbury local government area.
The Centre is funded through Fair Trading to provide the 1800 NILS State referral service where those interested in a loan can ring to find out where their nearest NILS loan office is in NSW. Fair Trading also provide funding for the NILS Loan Officer.
To initiate the NILS service the Centre originally gained funding through the following:
Who is eligible to access a loan from Winmalee NILS?
The No Interest Loans Scheme (NILS) offers people on low incomes, safe and affordable access to credit.
The scheme provides up to $1500 for essential goods and services including:
The loans are interest free, there are no fees, and repayments are arranged over 12 to 18 months.
To be eligible for NILS you need to:
Note: NILS cannot be used for cash, rent arrears, holidays, bills or debt consolidation.
The loan funds are paid to the store or service provider.
How can I apply for a loan at Winmalee or another outlet?
To receive a loan information pack contact us via -
NILS OUTREACH-Bligh Park, Oberon & Catholic Care
The Centre can also do NILS loans via the phone with documents either emailed or faxed to the Centre.
We also provide outreach in Hawkesbury. The NILS officer will meet with the applicant at an identified office site.
For people coming for a loan via train we can meet with them in Springwood-Catholic care 3/163 Macquarie Road Springwood on Mondays or Tuesdays, phone 47544050 for more information.
NSW NILS 1800 Free call Service on 1800 509 994
Salvation Army Financial Counselling is available at Winmalee Neighbourhood Centre. It provides free, independent and confidential face-to-face counselling in a friendly and informal environment. If you are in financial stress, or would like to manage your money more effectively, ring Winmalee Neighbourhood Centre to find out more.
The Centre refers people to a local psychologist in Springwood (Debbie Deasy) who, if the person presents with a doctors referral form can claim a Medicare rebate.
The Centre at present operates a food cupboard which has a limited supply of shelf products available for fortnightly access by low income residents or those holding a concession benefit card. Coles Winmalee provide fresh fruit, vegetables and bread to the Centre on Monday, Wednesday and Friday each week via the Secondbite Program.
To download a weekly PDF of the items available, visit the Winmalee Community Food Cupboard section on this site's home page.
Work Development Orders-now at Winmalee
Work and Development Orders (WDOs) are a way to help people who can't pay their fines. WDOs allow customers to clear their fines through unpaid work, courses and treatment programs with approved WDO sponsors. WDOs can help clients get their driver licence back and make a fresh start.
The WDO scheme delivers real change and community benefit.
The WDO scheme helps people who:
Winmalee Neighbourhood Centre is now a WDO sponsor. Through our suite of emergency relief support programs that assist the community we hope this will alleviate some of the ongoing financial issues many face. The circumstances and needs of disadvantaged families and individuals in the community are a priority issue for the Centre as we have seen extreme economic and social changes which have placed many families under severe economic and emotional stress. These changes are contributing to an increase in poverty and inequality amongst many families and individuals.
If you have a fine that you cannot pay and meet the following categories phone the Centre for an appointment .
Below are just a few savings you can make:
Helps you compare electricity and gas plans and switch providers
Helps families receiving the Family Tax Benefit with their electricity costs.
Concession card holders may be able to save on a new fridge or television
Helps concession card holders with their gas costs.
Helps concession card holders with their electricity costs
Pensioners may be able to save on their water bill