Winmalee Neighbourhood Centre Inc.
62 White Cross Road
Phone: 02 4754 4050
Monday to Thursday
8:30am – 4:00pm
8:30am – 1:30pm
About NILS – a short history
NILS is an interest free loan scheme initiated by Good Shepherd Youth and Family Service in Victoria. NILS is designed to assist low income and disadvantaged people access credit without the burden of interest charges or hidden fees.
NILS was introduced to the Blue Mountains by the Winmalee Neighbourhood Centre in 1998 and is now available throughout the Blue Mountains in four locations. The Centre also assists with loans in the Hawkesbury local government area.
The Centre is funded through Fair Trading to provide the 1800 NILS State referral service where those interested in a loan can ring to find out where their nearest NILS loan office is in NSW. Fair Trading also provide funding for the NILS Loan Officer.
To initiate the NILS service the Centre originally gained funding through the following:
How does NILs work?
There are times in life, despite how hard you try to keep on top of things, when unexpected expenses pop up. Washing machine has broken down? Unexpected car repairs? NILs will pay the cost of these essential goods and services straight to the vendor. Loans can not be used for cash, bills or debts. You must have the unpaid quote/invoice to be eligible.
Who is eligible to access a loan from Winmalee NILS?
The No Interest Loans Scheme (NILS) offers people on low incomes, safe and affordable access to credit.
The scheme provides up to $2,000 for essential goods and services including:
The loans are interest free, there are no fees, and repayments are arranged over 24 months.
To be eligible for NILS you need to:
Note: NILS cannot be used for cash, holidays, debt consolidation.
The loan funds are paid to the store or service provider.
Borrow up to $5000 for vehicles linked to day-to-day use including:
Find out if your eligible and start your application today
How can I apply for a loan at Winmalee or another outlet?
To receive a loan information pack contact us via -
NILS OUTREACH-Bligh Park
The Centre can also do NILS loans via the phone with documents emailed to the Centre.
We also provide outreach in Hawkesbury. The NILS officer will meet with the applicant at an identified office site.
For people coming for a loan via train we can meet with them in Springwood-Catholic care 3/163 Macquarie Road Springwood on Mondays or Tuesdays, phone 47544050 for more information.
NSW NILS 1800 Free call Service on 1800 509 994
Salvation Army Financial Counselling is available at Winmalee Neighbourhood Centre. It provides free, independent and confidential face-to-face counselling in a friendly and informal environment. If you are in financial stress, or would like to manage your money more effectively, ring Winmalee Neighbourhood Centre to find out more.
The Centre refers people to a local psychologist in Springwood (Debbie Deasy) who, if the person presents with a doctors referral form can claim a Medicare rebate.
The Centre at present operates a food cupboard which has a limited supply of shelf products available for fortnightly access by low income residents or those holding a concession benefit card. Coles Winmalee provide fresh fruit, vegetables and bread to the Centre on Monday, Wednesday and Friday each week via the Secondbite Program.
To download a weekly PDF of the items available, visit the Winmalee Community Food Cupboard section on this site's home page.
Work Development Orders-now at Winmalee
Work and Development Orders (WDOs) are a way to help people who can't pay their fines. WDOs allow customers to clear their fines through unpaid work, courses and treatment programs with approved WDO sponsors. WDOs can help clients get their driver licence back and make a fresh start.
The WDO scheme delivers real change and community benefit.
The WDO scheme helps people who:
Winmalee Neighbourhood Centre is now a WDO sponsor. Through our suite of emergency relief support programs that assist the community we hope this will alleviate some of the ongoing financial issues many face. The circumstances and needs of disadvantaged families and individuals in the community are a priority issue for the Centre as we have seen extreme economic and social changes which have placed many families under severe economic and emotional stress. These changes are contributing to an increase in poverty and inequality amongst many families and individuals.
If you have a fine that you cannot pay and meet the following categories phone the Centre for an appointment .
Below are just a few savings you can make:
Helps you compare electricity and gas plans and switch providers
Helps families receiving the Family Tax Benefit with their electricity costs.
Concession card holders may be able to save on a new fridge or television
Helps concession card holders with their gas costs.
Helps concession card holders with their electricity costs
Pensioners may be able to save on their water bill
Transport Assistance-Great Community Transport
Great Community Transport provides flexible small group transport to eligible disadvantaged people living in the Blue Mountains and Penrith local government area. Trips include transport to local shopping centres, other outings and medical appointments. Great Community Transport are located in the Blue Mountains and Penrith.
31 Hay Street, Lawson NSW 2783 - (02) 4759 2403
99 Cox Ave, Kingswood NSW 2750 – (02) 4722 3083
Those amongst the aged population as well as people with disabilities and their carers who can’t drive, use public transport or don’t have anyone else to help with their transport requests.
Call for an assessment to determine eligibility.
Hours of Operation
Blue Mountains, Penrith
PO Box 124, Lawson NSW 2783
My Age Care
My Aged Care is a website and contact centre established by the Australian Government to help people navigate the aged care system. My Aged Care helps people find government-funded aged care services for older people in the community. My Aged Care provides information about:
My Aged Care provides a number of services helping older people stay in their own home when transitioning from hospital, when attempting to find a residential aged care home or for carers searching for respite care.
Eligibility criteria to access services are available through the My Aged Care portal.
Hours of Operation
Mon-Fri 8:00am-8:00pm Sat 10:00am-2:00pm
Wentworth Young People's Program-Flourish Australia
The Wentworth Young People's Program provides medium-term residential supported accommodation and psychosocial rehabilitation service for young men aged 17-25 years who have a diagnosis of mental illness. These young men are case managed by a clinical case manager with support being provided in their recovery to help them gain skills to live independently in the communty. People in this program are assisted to develop social skills, daily living activities (such as cooking and budgeting) and participate in recreational, educational and vocational activities.
41 Brumby Cres, Emu Plains NSW 2750
Young men with mental illness
Aged between 16-24, referrals from Sydney but priority goes to those in the Nepean Blue Mountains Region. They must have a mental illness and agree to work regularly with a case manager. They must be earning an income, whether this is from Centrelink or otherwise.
Participants pay 65% of their Centrelink income to go towards boarding.
Hours of Operation
Mon-Fri 8:00am-10:00pm Sat & Sun 12:00pm-8:00pm
Penrith, Hawkesbury, Blue Mountains, Lithgow
Referrals from mental health hospitals and mental health services in the Nepean Blue Mountains region.
Rent Choice is a private rental subsidy that helps eligible clients with rental payments for up to 3 years.
Rent Choice products include: